I ran a stop sign, kind of. It was a newly added stop sign on my old neighborhood street. On my way to work, in January, the sun would rise in a direction that completely blinded me on this road. I knew the stop signs were new but stopped way too early but knew it was around that location. When I started going again, the officer was parked on the cross street of the stop sign and didn\’t see me stop (before the stop sign line) and just thought I ran it. I didn\’t want to be late for work so I didn\’t want to try and explain and waste anyone\’s time. Shortly after this incident I moved from San Marcos to Encinitas and didn\’t received my court date paperwork until after the fact (I don\’t own a key to my new mailbox, my roommate does and she had it in her unread mail stack until recently). I was holding on to my ticket but misplaced that during the move as well. Needless to say, the court appearance fell off my radar and received the failure to appear in court notice from the DMV and my license is now suspended. Is there any hope to get this off my record?
I had credit scores of 509 (Transunion) 497 (Equifax) in February. I applied for a surgery loan in April and was not approved because of my low fico scores. I contacted my loan officer and she told me that I need a high score of 775 above to get qualified (considered by FICO as Good) and I was desperately in need to get my credit fixed because I had to do the surgery at that time. I had seen some wonderful recommendations of a good Credit Expert on the internet called Hacknet Credit Specialist So I contacted him and he fixed my credit report and increased my score to 810 across all bureaus and I was approved within a week. I still have my scores at 810 because it was a permanent repair. I am so happy I found this Credit Expert and I will recommend him to anyone out there who is desperately in need of his services as well, you can contact him on HACKNET567@GMAIL.COM +1(646) 450 2754